Insurance
What insurance do you take?
Most people here use insurance. Partnership Medi-Cal visits are covered; commercial costs vary. Send a short intake inquiry and we will tell you whether yours is in network.
A short pre-screening form, not a booking. We reply within 3 days.

Partnership Medi-Cal
- We reply within 3 days
- Roseville and Fair Oaks
- Telehealth across Northern California
- Matched with a clinician
In network
Plans we take.
- United Healthcare
- Western Health Advantage
- Optum
- UMR
- Carelon
- Aetna
- Kaiser, commercial only with an outside Carelon referral. We do not take Kaiser Medi-Cal.
- Medi-Cal through Partnership / Carelon only
- Sutter Health Plan, if the member ID starts with M
Sutter Select is managed by Anthem now. The fastest check: does the insurance number start with an M? If yes, we take it. If not, we do not.
Looking for an office near you? See therapist in Roseville that takes insurance or therapist in Fair Oaks.
Medi-Cal
Partnership HealthPlan only. Not other Medi-Cal.
We accept Medi-Cal through Partnership HealthPlan and Carelon. We are not able to accept other forms of Medi-Cal. No referral needed. Covered visits are billed to the plan. We do not take a credit card, and Medi-Cal members are never charged a cancellation fee. Want to come in person? See therapist in Roseville that takes Medi-Cal.
Self-pay
No insurance?
Self-pay is $150 per session. A $60 sliding-scale rate is available, limited to one sliding-scale spot per week per clinician. Ask about it on the free consult.
FAQ
The questions we get every week.
I have Partnership Medi-Cal but I live in Yuba County. Am I covered?
Yes. Many Northern California counties use Partnership HealthPlan to manage Medi-Cal. We are in network. Read about Partnership telehealth.
Partnership serves these counties: Butte, Colusa, Del Norte, Glenn, Humboldt, Lake, Lassen, Marin, Mendocino, Modoc, Napa, Nevada, Placer, Plumas, Shasta, Sierra, Siskiyou, Solano, Sonoma, Sutter, Tehama, Trinity, Yolo, and Yuba.
Do you take Blue Cross, Blue Shield, or Anthem?
We are not in network. If you have an HMO, it will not be covered.
If you have a PPO with out-of-network benefits, we do courtesy billing so you do not have to deal with a superbill. What you pay depends on your plan: its allowed amount for the session, your deductible, and any coinsurance. Plans vary a lot, so we can help you verify your benefits before you start.
What about Cigna?
No. We are not in network with Cigna.
What does it cost without insurance?
Self-pay is $150 per session. A $60 sliding-scale rate is available, limited to one sliding-scale spot per week per clinician.
What if I cancel?
We charge a $50 cancellation fee. Medi-Cal members are never charged a cancellation fee. Ask on the consult what notice we need so you are not surprised.
Get started
Not sure if you are in network? Ask on the call.
A free 15-minute consult is the fastest way to check coverage, offices, and who you would see.
Start your intake inquiryA short pre-screening form, not a booking. We reply within 3 days.